Thankfully, new car sales in the United States are starting to rebound. That’s good news for General Motors, Chrysler, Ford, and also the Japanese automakers in our nation. It means jobs, and additional revenue, and it also shows up in the retail sales economic figures. It’s all good. Now then, let’s discuss a little bit about exactly what is selling, and perhaps what is not.There was an interesting article recently in NOLN – National Oil and Lube News (Industry Trade Journal) Online Only News – titled; “Consumers Choosing Smaller Engines,” which speaks to the reality of new car sales and the high cost of oil. Obviously, this is significantly affecting the automobile industry as suspected. The article cites several rather telling statistics which are very telling such as;”In 2007, four-cylinder models represented 23 percent of Chevrolet retail sales in the United States, less than either V6- or V8-equipped models. So far this year that number has increased to 46 percent, making fuel-efficient four-cylinder engines the top choice for most consumers.”Okay so, that is an increase of double for fuel efficient vehicles, and that’s somewhat unprecedented. No, I doubt if you are very surprised that people are now buying smaller cars, but it could be a significant problem for those car dealerships which have larger cars in their inventory, while everyone else is coming to the dealership looking for four-cylinder cars that get very good gas mileage, and were once considered basic, standard, and from point A to point B automobiles, not much good for anything else.Today, however they are hot selling ticket and a good many individuals don’t care to look at V6 or V8 SUVs, muscle cars, or luxury cars with large engines inside the show room. They are looking for the basics, a car to get them around. Additionally, we should expect this trend to continue, just as we should expect the trend of higher oil prices, therefore higher gasoline prices in the United States. Now then, you would think that hybrid automobile sales would also be up substantially, and they are up a little bit, but nowhere near the demand for four-cylinder cars, or smaller compact cars begin good fuel mileage.Why is this you ask? Well, it should be obvious, many folks are still trying to save money, and the four-cylinder automobiles use less fuel, and they are a good $20-$25,000 cheaper than the basic hybrid car models. And I suppose, you don’t have to go very far than your own mirror, and ask yourself what would be the most prudent decision for you and your family, to see how everyone else is thinking about this issue. Indeed I hope you will please consider all this and think on it.
That some folks are spending more than they should in car insurance is a painful thing. And, Although it might be hard to accept, the difference between what they are paying and what they would if they knew better could be up to $1000. Yes, that’s not a typo error. This article will help you get back some of that. Just take your time to read through.There are a lot of cars out there today. The difference between two may just be a matter of prestige or popularity. How established the manufacturer is could also be a factor. Other factors that a lot of us will also consider are things like fuel consumption, how safe a car is and how trendy it looks. However, few people really ever think about how much more a car may cost them in insurance premium over a few years. Considering how much this could be and that you could save a bundle by simply buying a similar car by another manufacturer, it’s certainly worth taking note of.Cars have been grouped by insurance companies according to the risk level attached to each. These grouping is usually based on data gathered over years on things like the durability of a car, how prone a car is to certain accidents based on data retrieved from appropriate quarters and such. Certain cars have built a reputation of durability. Others may have built a safety reputation. On the other hand, a car might have been penned down for a trait that attracts higher premiums. I’ll give you an idea of how similar cars could be a world apart in the premiums insurance companies charge for them through the next piece of information. Following is a list of cars that attract the lowest premiums starting from the least expensive to insure (From Reuters News Service based on the 20 best-selling vehicles at the time of the study)…1. Chrysler Town & Country2. Chevrolet Cobalt3. Dodge Caravan4. Chevrolet Impala5. Ford Taurus6. Ford Econoline7. Jeep Grand Cherokee8. Chevrolet Malibu9. GMC Sierra Pickup10. Toyota CorollaNow let’s see the most expensive to insure in order of their expensiveness…1. Ford F-Series2. Dodge Ram Pickup3. Ford Explorer4. Honda Civic5. Chevrolet Silverado-C/K Pickup6. Toyota Camry7. Honda Accord8. Chevrolet Trailblazer9. Nissan Altima10. Ford FocusYou can see how picking a comparable car in the right grouping could easily save you a bundle. This is unless you really are bent on having a particular car model from a particular manufacturer. However, we know that for most of us the price/value is also an important factor.I really do understand that the two lists do not have all the cars in the world. But I really think the point has been made here. It is that you have to take into consideration what you’ll have to pay as premium before settling for a car. It will be up to you to determine if it makes sense in your case to buy a particular car when a similar car will result in premium that is hundreds of dollars lower.Knowing the exact difference is important. This will make you weigh your options better. And, with car insurance quotes sites all you’ll need to do is request different quotes for similar car makes to see which is less expensive and by what factor. It will take you a few minutes.On a final note: For those who already have cars, it may interest you to know that unless you followed certain steps you are certainly paying several hundred dollars more than you should be paying.